Cost of Senior Care in Utah

Written by Julia on October 12, 2015

As people age, their needs change. In Utah, there are 2,858,111 residents, with 271,671 of those residents over the age of 65, representing 10% of the population. The majority of these seniors are currently in the market for care assistance to address their changing needs.

While there are many options for care, care can be expensive. For the most part, people pay for care with their own personal or family funds. Long term care insurance or long term care protection combined with life insurance and annuities are another way to help pay for care. Medicare and Medicaid may contribute towards some long term care expenses, but there are specific coverage limitations and asset requirements.

Expenses are based on the type of care option received. Using 2015 Cost of Care data from Genworth, we will explore the primary elder care options available in Utah: Home Care, Adult Day Care, Assisted Living, and Skilled Nursing.

Home Care

In Utah, home care is the most common option. Home care agencies are not Medicare-certified because they do not offer skilled nursing services. Rather, home care typically involves an aid who can help at home with most activities of daily living (ADLs) and homemaker tasks. Activities of daily living include bathing, dressing, transferring, and toileting. Homemaker services include meal preparation, shopping, errands, and transportation in addition to general companionship.

Home care is available for a few hours a day, or 24/7. The hourly cost of home care in Utah ranges from $15-30. The median hourly cost of home care in Utah is greater than the national average of $20. The annual cost is $48,048, for 44 hours of care per week for 52 weeks, though many people use home care only part-time.

Adult Day Care

Adult day care is generally used to provide a break for family caregivers. Adults who need assistance or supervision during the day, but not around-the-clock, can receive care through a community-based center.

The daily cost of adult day care in Utah ranges from $48-90. The median daily cost in Utah is greater than the national average of $69. The annual cost is $23,140, for 5 days per week for 52 weeks.

Assisted Living

Assisted-living is also community-based. Facilities provide personal care and health services to people who may need assistance with activities of daily living. The care provided is not as extensive as that of nursing homes.

The monthly cost of assisted living in Utah ranges from $2,000-6,750. The median monthly cost of assisted living in Utah is less than the national average of $3600. The annual cost is $36,000 for one bedroom in an assisted living facility.

Skilled Nursing

Skilled nursing, or nursing homes, provides a high level of care for people who need close 24-hour supervision. They offer on-site nursing care, medication, rehabilitation, personal care assistance, and room and board.

For private rooms, the daily cost of skilled nursing in Utah ranges from $147-500.The median daily cost of skilled nursing in Utah is less than the national average of $250. The annual cost is $76,650.

Conclusion

The most cost effective way to pay for care is to plan for care. Having a conversation with the entire family about care needs and figuring out how to pay for care have never been more important. Planning today will enable your loved one to age well and comfortably without added worry.